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Credit Unions: Find a Credit Union in Milpitas

CU vs BANK

Find a friendly credit union in many areas within Milpitas. Since the Commonwealth CU closed its branch doors, members can now use ATMs at Patelco and KeyPoint Credit Unions.

Credit union vs BANK
How is a Credit Union Different from a Bank?
Not for profit. For-profit corporations who offer a full range of financial products and services.
Earnings are returned to members through services like free ATMs, better rates and lower fees. Earnings go to outside bond and stockholders in the form of dividends.
Insured by NCUA up to $250,000.
They are democratically governed and elections are based on a one-member, one-vote philosophy. Banks are governed by paid shareholders. Voting rights depend on the number of shares owned.
More than 30,000 surcharge-free ATMs. Banks require customers to use their branded ATMs and branches for services or pay fees. Some services are unavailable outside the bank.
They are local, community based financial institutions. Members support their local communities when they bank at a credit union. Banks are big! The average size of a bank is double that of a credit union.
They have members, not shareholders. Banks have customers and shareholders. They must make money from their customers to please shareholders.

Commonwealth Credit Union
Branch is closed for good. Use ATMs at KeyPoint or Patelco linked below for deposits or to get cash.
408-531-3100

KeyPoint Credit Union
We don’t sacrifice personal service for automated technology. A highly-trained credit union associate is always ready to answer your questions and help with your banking needs.
573 E. Calaveras Blvd.
408-245-0104

Meriwest Credit Union
Our goal is to help you achieve your financial dreams – whether it’s to own a home, buy a new car, get the best return for your investments, plan for retirement, or build your savings.
117 N. Milpitas Boulevard
877-637-4937

Patelco Credit Union
We’re here to help build your financial strength and resiliency for any ups and downs life may throw your way.
601 E Calaveras Blvd
800-358-8228

Technology Credit Union
Uses the most advanced encryption standards to protect our members’ accounts as they conduct their financial business. Other online features are access to up to 13 years of bank statements, up to date deposit and loan rates, Tech CU blogs and events.
360 Cypress Drive
408-467-2383

See also Bank Online at Your Milpitas Bank