Affordable
Housing
What is the Problem?
HUD Community Programs
There are many ways for you to get involved in your community
- but first, you need to become an informed citizen. Find out
what kinds of funds and opportunities are available for communities.
Learn the facts about your community. And let your local government
know what you think.
Discounted
Housing
First-Time Homebuyers Assistance
California Housing Finance Agency (CHFA) offers a first-time
homebuyer down payment assistance program for low-income residents
to purchase a new home.
Housing for Independent People (HIP)
A collaborative provider of housing for people with special needs.
Email Debbie Parker for
more information. 508 Valley Way, 408-941-1853.
Senior Housing Solutions
Develops safe, affordable housing and create opportunities that
enhance the ability of seniors to live healthy, high quality
lives. Sobrato Foundation center, off Abbott.
Teacher Next Door Program
The program offers HUD-owned, single family homes to public and
private school teachers at 50 percent discount.
Grants and Funding Programs
California Housing Finance Agency
Rental housing, home ownership assistance. Small business development.
Center for Responsible Lending
Advocates fair lending through equitable treatment of all borrowers.
Community Technology Alliance
Our focus is to increase the community's access to available resources for unhoused and at risk residents, and facilitate a collaborative and holistic system approach to assisting this population.
Housing Trust of Santa Clara County
A catalyst to develop specific, desperately needed housing in
Santa Clara County through an innovative blend of corporate and
community investors.
Local Initiative Support Collaborative (LISC)
LISC provides grants, loans and equity investments to CDCs
for neighborhood redevelopment. 369 Pine Street, Suite 350, San
Francisco, CA 408-94104, (415) 397-7322.
Silicon Valley Habitat for Humanity
People with Disabilities are encouraged to apply: one home will
be constructed to meet the Uniform Federal Accessibility Standards
for persons with mobility impairments. 513 Valley Way, 408-942-6444.
Fighting Homelessness
California Housing Law Project
Represents legal services programs, local government housing
agencies, nonprofit housing developers, and tenant and senior
organizations in the state legislature on low income housing
issues. Visit this site for news and action alerts related to
affordable housing.
Emergency Housing Consortium
Regional Reception Center, 2011 Little Orchard St., San Jose.
Donations and volunteers needed. Call Bob Dolci at 408-294-2100,
ex. 204. Local office: Sobrato Family Living Center, 408-855-8506.
The Non-Profit Housing Association of Northern California (NPH)
A decent, safe, affordable home for every Northern California
resident is the ultimate goal of NPH. 369 Pine Street, Suite
350, San Francisco, CA 408-94104, (415) 989-8160.
Santa Clara County Free and Low Income Shelter Information
Where to find temporary housing. Listing provided by the Phoenix
Data Center.
Foreclosure Information
Financial Stability.gov
Learn About the Making Home Affordable Refinance and Modification Options. The President's plan was created to help millions of homeowners refinance or modify their mortgages. Beware of Foreclosure Rescue Scams - Help Is Free!
Foreclosure Avoidance Counseling
HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure.
Guide to Avoiding Foreclosure
Whether you're in foreclosure now or worried about it in the future, HUD has information that can help.
Homeowner Affordability and Stability Plan
A new program which is expected to stem the rising tide of foreclosures and help up to nine million homeowners by reducing their monthly mortgage payments.
Homeownership Preservation Foundation
888-995-HOPE hotline. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners. The help we offer is free.
How to Stop Foreclosure
If you're having trouble paying your mortgage, learn about the steps you can take to avoid foreclosure or minimize your debt after it happens. Nolo Press.
HUD Newsroom
New plans all the time to help those struggling with mortgage payments and home upkeep.
Subprime Mortgage Crisis Issues
This Web page serves as a one-stop-shop for news, information and events regarding the subprime mortgage crisis and avoiding home foreclosure. League of California Cities.
Walk Away from Your Mortgage Calculator
Is it in my economic interest to walk away? What will happen if I walk away? Can my loan be modified?
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